Loan programs
A more approachable starting point.
FHA loans are often useful for buyers who need a more accessible entry into homeownership, especially when they want a structured path before applying.
- Lower down-payment paths for many first-time buyers
- Gift funds and down-payment assistance may be permitted
- Education first: compare payment scenarios, then pre-qualify
New American Funding
Today's published rates
Estimated rates current as of 9:00AM PT on 8/18/2026, copied from New American Funding's mortgage rates page. Your actual rate, APR, and payment depend on credit, property, and lock terms.
| Term | Rate | APR | Points (Cost) | |
|---|---|---|---|---|
FHA 30-Year Fixed | 6.250% | 7.287% | 1.000 ($8,065) | Apply Now |
Rates and APRs shown are estimates published by New American Funding as of 9:00AM PT on 8/18/2026 and assume the points/cost shown. They are not a commitment to lend. Your actual rate, APR, payment, and costs are determined at lock and may differ based on credit, loan amount, property type, occupancy, and other underwriting factors. Confirm current figures on New American Funding's mortgage rates page.