Loan programs
Conventional financing for buyers who want flexibility.
A strong fit for well-qualified buyers, repeat homeowners, and households looking for stable payment planning with competitive New American Funding options.
- 3–20% down depending on occupancy and credit
- Second homes and investment properties available
- High-balance conforming in designated counties
New American Funding
Today's published rates
Estimated rates current as of 9:00AM PT on 8/18/2026, copied from New American Funding's mortgage rates page. Your actual rate, APR, and payment depend on credit, property, and lock terms.
Rates and APRs shown are estimates published by New American Funding as of 9:00AM PT on 8/18/2026 and assume the points/cost shown. They are not a commitment to lend. Your actual rate, APR, payment, and costs are determined at lock and may differ based on credit, loan amount, property type, occupancy, and other underwriting factors. Confirm current figures on New American Funding's mortgage rates page.