Loan programs
Use the VA benefit with more confidence.
A VA loan is backed by the U.S. Department of Veterans Affairs. For qualified borrowers it can mean no down payment, no monthly PMI, and a process designed with military service in mind.
- Confirm eligibility, occupancy, and entitlement early
- Prepare your Certificate of Eligibility to reduce surprises
- Start secure New American Funding pre-qualification when ready
New American Funding
Today's published rates
Estimated rates current as of 9:00AM PT on 8/18/2026, copied from New American Funding's mortgage rates page. Your actual rate, APR, and payment depend on credit, property, and lock terms.
| Term | Rate | APR | Points (Cost) | |
|---|---|---|---|---|
VA 30-Year Fixed | 6.250% | 6.681% | 1.000 ($8,065) | Apply Now |
Rates and APRs shown are estimates published by New American Funding as of 9:00AM PT on 8/18/2026 and assume the points/cost shown. They are not a commitment to lend. Your actual rate, APR, payment, and costs are determined at lock and may differ based on credit, loan amount, property type, occupancy, and other underwriting factors. Confirm current figures on New American Funding's mortgage rates page.