Loan programs
When a conventional box is not the right fit.
Non-qualified mortgage options help borrowers whose income or credit profile does not match a standard agency overlay. The first step is a clear conversation, not a teaser rate.
- Bank-statement and alternative documentation conversations
- Investor and self-employed scenarios often overlap here
- Qualification still depends on the full borrower profile
New American Funding
Today's published rates
Estimated rates current as of 9:00AM PT on 8/18/2026, copied from New American Funding's mortgage rates page. Your actual rate, APR, and payment depend on credit, property, and lock terms.
Rates and APRs shown are estimates published by New American Funding as of 9:00AM PT on 8/18/2026 and assume the points/cost shown. They are not a commitment to lend. Your actual rate, APR, payment, and costs are determined at lock and may differ based on credit, loan amount, property type, occupancy, and other underwriting factors. Confirm current figures on New American Funding's mortgage rates page.